VA Energy Efficient Mortgage (EEM)

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The VA home loan specialists at can help you refinance your mortgage to fund or accommodate for energy efficiency improvements with a VA Energy Efficient Mortgage, or EEM.

Our VA EEM can be combined with a new home loan or refinance loan and can benefit owners of both new and old homes.

Keep reading to learn more about our VA Energy Efficient Mortgage program and how it can help you start saving more money with each passing month.

If you’re ready to refinance your home with a VA Energy Efficient Mortgage, then contact us today! You can give us a call at 800-211-4940 or you can click here to request information about a VA home mortgage estimate.

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About Our VA EEM

Active service members or veterans can refinance their current mortgage with the VA Home Loan Program even if the original mortgage wasn’t secured through the Veterans Administration.

With a VA Energy Efficient Mortgage, EEM, you can install solar heating and air conditioning systems, insulation and other forms of weatherization and include those costs in your refinance loan.

Alternatively, pending loan approval, you can take cash out of your loan up to 90% of your home’s value. If you were doing a conventional loan, you’d only be able to take out 80% of your home’s value.

With FHA, that number would be capped at 85% of the home’s value.

How You Save Even More With a VA EEM

Using a VA Energy Efficient Mortgage is a great way to finance upgrades to your home’s energy efficiency—allowing you to save money in the long term.

A VA EEM is an especially attractive option to owners of older homes with large utility bills. When you use a VA EEM to finance otherwise costly energy efficient improvements in your home, you may begin to see your utility bill savings start to add up month after month. With these savings you may find yourself with more money to contribute towards your mortgage.

The simple act of improving your home’s energy efficiency may also help raise its market value if you decide it’s time to sell.

Besides saving you money, using a VA EEM for energy efficiency improvements will help the environment by lowering your home’s carbon footprint.

If you already live in an energy efficient home, a VA EEM may be able to help you credit the energy efficiency savings to your home’s appraisal, increasing your purchasing power.

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Are you interested in applying for a VA energy efficient mortgage? Click here to apply now! If you have any questions about VA energy efficient mortgages or anything else you feel we can help you with, don’t hesitate to give us a call at 800-211-4940. One of our loan specialists would be happy to answer your questions and determine the option that is best for your home.

We’re committed to offering service members, veterans, and families the support and understanding they deserve. Our VA loan services were developed by veterans and are carried out by specialists who strive to achieve absolute efficiency for our loan and refinancing services.

So if you’re ready to choose a company who’s willing to represent your interests, then you need to get in touch with us today. Whether you want to know more about buying a new home, refinancing a jumbo VA loan, or current VA mortgage rates, we are happy to answer your questions.

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