The home buying process can be confusing, but…
Before you start shopping for a home, you need to figure out how much home you can afford to buy. You can use our payment calculator, rent vs. own calculator or refinance calculator to assist you. Then you need to determine what type of home loan, or mortgage, is right for you. We’re here to help.
VA Home Loan
There is a range of benefits available to you with a VA home loan. Learn more about the documents you’ll need, if you should pre-qualify for your loan and how we can help you find a realtor.
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Apply For A VA Loan Today
You can apply for a VA home loan today – find out how we can help you confirm your eligibility and get your paperwork started.
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Convential Loan Options
Learn more about the advantages of a VA mortgage over conventional loan options, such as FHA loans.
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Learn More About BRAC
Are you part of the Base Realignment and Closure (BRAC)? A VA mortgage can help make your relocation more affordable.
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VA Loans For Your Military Branch
Army, Navy, Air Force, Marines, Coast Guard, National Guard – as a member of our Armed Forces, you’ve served us. Now you can count on VAMortgage.com to serve you.
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Do You Need To Pre-Qualify For A VA Loan?
Deciding to get pre-qualified for your VA home loan before you start shopping, or before you make an offer to a home seller, could prove very helpful. We can break down the pros and cons for you.
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Qualifying For A Mortgage
There are two ratios that lenders use to determine whether you qualify for a mortgage or home loan: your housing expense ratio and your debt-to-income ratio. It’s important to understand how these ratios impact your ability to qualify for a VA home loan.
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Closing Costs & Filing Fees
When looking at a VA mortgage and current mortgage rates, it is important to remember that you will also need money for closing costs and filing fees at closing. Our loan specialists can help you estimate those costs, as well as answer your questions about your debt-to-income and current mortgage rates.
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What Are Short Sales?
In the current housing market, a lot of people are talking about “short sales” – where a home sells for less than is owed on the seller’s mortgage. While it’s possible to get a good deal on a short sale, it’s a drawn-out, complicated process with a lot of pitfalls – so be prepared. Don’t try to negotiate a short sale on your own. Work with a real estate professional who has extensive training and experience specifically in short sales.
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