PJ Ulzheimer

About PJ Ulzheimer

Philip J. Ulzheimer is a Senior Loan Officer at VAMortgage.com. He has been with the bank for over five years and has over 15 years in the mortgage industry. Prior to working in the mortgage industry he was in branch banking for 13 years. He earned his BS degree in Business Management from the University of Maryland. In addition to writing blogs on various topics, he is proficient in all mortgage products, including VA, FHA, conventional mortgages, purchases, and refinances.
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When to Refinance?

Posted by PJ Ulzheimer on August 4, 2011

People often ask me if they should refinance their mortgage and my answer is almost always the same, “it depends on what your goal is.”  When you break it down there are only a few reasons to refinance your home.  … Read More

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